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If you are late in paying or fail to make a payment or attempt to settle the loan account before time, you may be faced with penalties, too. What documents are needed to apply online for the payday loan of $255? A valid photocopy of your ID along with proof of address (utility bills) are required. Proof of income (payslips or bank statements) is also required. Conclusion If you’re searching for the most efficient method to get 255 payday loans online in a hurry, Viva Payday Loans will help you. Make use of a loan finder tool to save time, money, effort, and frustration today!