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With term loans for real property, some lenders will supply loans spanning over long time intervals, similar to 20 years, however give borrowers the choice of a shorter-time period repayment schedule, of say five to seven years. These are known as “balloon” notes, since on the expiration of the five to seven years, there remains …

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Why every era takes out personal loans (excluding debt consolidation and bank card refinancing) ReasonMILLENIAL % of Loans OriginatedMILLENNIAL Common Mortgage SizeGEN X % of Loans OriginatedGEN X Average Loan SizeBOOMER % of Loans OriginatedBOOMER Average Loan Dimension Residence Improvement11.7%$12,26519.9%$13,56624.7%$12,065 Automobile Financing17.3%$5,55216.7%$7,30316.8%$7,628 Transferring and Relocation19.5%$4,25613.6%$5,5999.5%$6,338 Medical Expenses12.3%$5,43613.7%$6,55916.8%$7,044 Major Purchase12.5%$8,39011.4%$10,55710.3%$10,173 Homebuying7.2%$10,4477.6%$11,9208.0%$11,954 Vacation6.5%$4,0236.5%$5,3715.9%$6,021 Business6.4%$8,5975.5%$9,4573.7%$10,319 Marriage ceremony Expenses4.5%$10,4882.9%$11,1092.4%$11,093 …

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