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A secured loan, sometimes called a homeowner or guaranteed mortgage, secures the amount you wish to borrow towards an asset corresponding to your home. If you’ve got a bad credit score score, you might want to use this type to borrow a bigger sum of cash. Securing the money you’re borrowing against your home reduces the risk to the lender and means you’re extra more likely to be accepted as compared with an unsecured variant. If you are a house proprietor, our associate, Monevo, may show you options for secured loans out there through a secured loans broker. Please bear in mind that if you fail to keep up with the repayments, the lender might seize your property. It’s important to grasp the dangers before you apply.
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